Sunshine, warm weather means one thing…. the water is calling! Boat season is officially here. Before you launch your boat it’s important to remember that insurance coverage doesn’t just stop when you reach the water. Boat Insurance is reasonable and provides all the coverages should you experience the unexpected while on the water.
Whether you are an experienced boater or just starting out, it’s important to review coverages and discuss your new or existing policy. The size, type and value of your watercraft factor into which insurance carrier and what type of coverages will best fit your boating needs. A good insurance agent will review your policy so you understand exactly what perils are covered.
Here are some common and optional boat coverages:
- Physical loss or damage to the actual boat
- Theft of the boat
- Bodily injury
- Damage caused to someone else’s property
- Guest passenger liability
- Medical payments
- Trailer or boat accessories
- Loss or theft of belongings
Remember to inquire about discounts available such as bundling your marine insurance with your homeowners or auto insurance. It’s as easy as 1, 2, 3 to receive a quote with one of our many insurance carriers.