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National Preparedness Month, falls right in the middle of Hurricane Season. It serves as a crucial reminder of the importance of being prepared for any type of emergency or natural disaster. Whether it’s a natural disaster like a hurricane, flood, or wildfire, or a man-made crisis such as a cyber attack, having the right plan […]

Living in South Carolina so many perks! No matter where you reside you have access to stunning beaches, serene lakes, and various creeks that provide an ideal waterside view. While beautiful and stunning, these waterways have an underlying risk for most homeowners, the potential for flood damage. The standard homeowners’ insurance policy does not cover […]

You’ve heard the saying, ” risk & reward,” what about risk & restaurant. Owning a restaurant is a significant financial and emotional investment. According to statistics the turn around on restaurant investment is five years. That is why when a risk in the restaurant occurs it can be quite costly.  Anything from food spoilage, employee […]

Congratulations, you’re married! Now what? It’s time to discuss merging finances, auto  policies, and, LET’S TALK ABOUT LIFE INSURANCE. While the conversation regarding life insurance can be intimating, remember that this policy is nothing more than a safety net for your future. It’s just another part of the planning process for what may come. Life […]

Auto Insurance premiums are becoming a significant expense for many people. There are several reasons for the increase in auto rates but there are also several ways to save money. RATES! Several factors determine auto rates. Young drivers statistically run the odds of being involved in an accident. The simple fact is that if you have a […]

Insurance rates are on the rise for both home and auto policies. It’s time to schedule an insurance review with your insurance agent and discuss discounts available to you. According to “insurance.com,” the average multi line discount can save you up to 15%. Different insurance carriers have a variety of discounts available. Find one that […]

When buying a home, it’s important to consider more than just standard homeowners’ insurance. Flood, wind and hail, and earthquake insurance are often necessary for full coverage. Standard policies cover fire, theft, and liability, but may not cover water damage from disasters or wind-driven rain. Flood insurance covers rising water from the ground or inundation […]

“Every child deserves to celebrate their birthday” that is the motto and guidelines that Birthdays for All follows. Birthdays for All is a 501(c)(3) locally founded non-profit organization that was founded by Steffi Green and Ben Wong. It is their mission to provide every child in foster care with a birthday gift.  Many children in […]

Temperatures are finally reaching the high 80’s and 90’s week after week! Sand, sunshine, and the water are calling our name. It’s time to hit the beach to cool down. While the beach is fun and a great outdoor activity there are some necessary precautions to take to keep you and your beach crew safe. […]

Did you know that in the state of South Carolina each year there are over 140,000 traffic collisions. In November 2022, Forbes advisor posted an article on “The most Dangerous States for Drivers“, https://www.forbes.com/advisor/legal/most-dangerous-states-for-drivers/, South Carolina was rated number 2. Distracted driving according to the South Carolina Highway Patrol caused just  over 20,000 of those […]