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Insurance rates are on the rise for both home and auto policies. It’s time to schedule an insurance review with your insurance agent and discuss discounts available to you. According to “insurance.com,” the average multi line discount can save you up to 15%. Different insurance carriers have a variety of discounts available. Find one that […]

When buying a home, it’s important to consider more than just standard homeowners’ insurance. Flood, wind and hail, and earthquake insurance are often necessary for full coverage. Standard policies cover fire, theft, and liability, but may not cover water damage from disasters or wind-driven rain. Flood insurance covers rising water from the ground or inundation […]

“Every child deserves to celebrate their birthday” that is the motto and guidelines that Birthdays for All follows. Birthdays for All is a 501(c)(3) locally founded non-profit organization that was founded by Steffi Green and Ben Wong. It is their mission to provide every child in foster care with a birthday gift.  Many children in […]

Temperatures are finally reaching the high 80’s and 90’s week after week! Sand, sunshine, and the water are calling our name. It’s time to hit the beach to cool down. While the beach is fun and a great outdoor activity there are some necessary precautions to take to keep you and your beach crew safe. […]

Did you know that in the state of South Carolina each year there are over 140,000 traffic collisions. In November 2022, Forbes advisor posted an article on “The most Dangerous States for Drivers“, https://www.forbes.com/advisor/legal/most-dangerous-states-for-drivers/, South Carolina was rated number 2. Distracted driving according to the South Carolina Highway Patrol caused just  over 20,000 of those […]

It’s that time of the year! The wonder, anticipation, and preparedness of Hurricane Season. Hurricane season begins on June 1st and runs through November 30th. South Carolina is one of the most vulnerable coastal states to be impacted by a tropical storm or hurricane. High winds, tornadoes, and inland flooding are all associated with claims […]

A boat is great! The freedom of the waterway is magical. The smell of salt in the air, sunshine on your face, dolphins gliding through the water provides an experience like no other.  It’s hard to imagine a great day going wrong. Here are a few safety tips and a boater checklist to help ensure […]

Charleston and the surrounding areas of the Lowcountry provide some of the most stunning and entertaining venues for a variety of events. Planning that perfect wedding, fundraiser or concert is an investment of time, money & resources.  In 2022 alone over 6,000 weddings were hosted in Charleston county and the surrounding areas with an average […]

Sunshine, warm weather means one thing…. the water is calling! Boat season is officially here. Before you launch your boat it’s important to remember that insurance coverage doesn’t just stop when you reach the water. Boat Insurance is reasonable and provides all the coverages should you experience the unexpected while on the water.  Whether you […]

Schirmer Insurance Group is celebrating 40 years of Business by committing  40 acts of kindness or service by giving back to various community programs. For the month of April we  are partnered with My Sister’s House. My Sister’s House is local organization that is working to break the cycle of domestic violence by providing support […]