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Insurance 101 – Home Insurance Basics   Buying a home is one of, if not the largest purchase you’ll ever make. Having property insurance is vital to protecting you and your home in the event of a natural disaster or other accident. There are many parts to a home insurance policy, and these can be […]

Insurance 101 – Frequently Asked Questions    At Schirmer Insurance, we realize that most people outside of the industry aren’t very familiar with the ins and outs of insurance. Trying to find the right insurance can often be overwhelming and confusing; an information overload. Not to mention you put a great deal of trust in your agent! […]

Flooding can occur anywhere, and not just during a hurricane or storm. Floods can be caused by melting snow, levee breaking, water runoff, river overflow, new land development, etc. Just because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future! Here are 10 ways you can prepare now:    1) Make […]

  Did you know…?  One-third of all home buyers are buying their first home.   63% of them are married.   The median age of a first-time home buyer is 32. Basically, married millennials make up a large portion of the home buying market. It can be an exciting venture! But we know that buying your first home can also […]

Luxury Home Magazine and Daniel Ravenel Sotheby’s International Real Estate teamed up for a celebratory event at St. John’s Yacht Harbor this month. The Landing at St. Johns will be a 54-unit condominium complex, with the first building projected to be completed by October of 2020. Boat slips are also for sale, and community amenities […]

Every spring the staff at Schirmer Insurance Group begins counting down the days until summer camp begins at Camp Rise Above, a local non-profit that has been operating since 2008. Camp Rise Above (CRA) is on a mission to “give kids strength for the journey.” Along with hospital camps and family fun days, CRA partners […]

How much do you know about your homeowners insurance? For example, do you know that just owning a certain breed of dog in some states can be enough of a red flag to have your policy canceled? Some breeds of dogs are considered more aggressive than others and have been put on a restricted list […]

June 1st is the unofficial kick- off for summer break, vacations, cookouts, and pool parties!  Here in coastal South Carolina, swimming trunks are donned, blankets, towels, and picnic gear is crammed into the trunk, and sunscreen is slathered across our shoulders as we head out to enjoy the sunny weather with friends and family.  It’s […]

We are amongst tornado season, one of mother nature’s most violent storms. Developing rapidly with little to no warning, staying up to date on pre-cautionary measure before, during and after a tornado can help prepare us for what we may encounter. Did you know that tornados are most likely to occur near the end of […]

Twenty-six years ago around midnight on September 22, Hurricane Hugo made landfall at Sullivan’s Island, SC as a Category 4 storm with an estimated maximum winds of 135-140 mph. Hugo left the Island as well as neighboring Isle of Palms completely destroyed. The months of July-October mark the most severe timeframe for hurricanes to occur. Every South Carolina homeowner should be […]