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Business Hurricane Preparedness South Carolina: Tips for Coastal Businesses If you’re a business owner in the lowcountry,  it’s crucial to be proactive when it comes to hurricane preparedness. With the Atlantic hurricane season running from June 1 through November 30, preparing your operations, insurance, and staff in advance could save you thousands in recovery costs. […]

Summer is a season full of adventure, sunshine, and quality time. But with all that fun comes responsibility, especially when you’re trying to keep your loved ones safe. These summer safety tips for families will help you navigate everything from poolside play to holiday fireworks, road trips, and cookouts. Whether you’re cruising in an RV, […]

Hurricane Season 2025: Are You Prepared? Hurricane season is almost upon us once again. Beginning June 1 and lasting through November 30, the 2025 season is forecasted to be above average. According to forecasters, including those at Colorado State University, we can expect four major hurricanes that could reach Category 3 strength or higher.  Because […]

Spring Cleaning Your Insurance Policies: A Fresh Start to a Secure Year Spring brings the perfect opportunity to refresh and reorganize, not just your home, but your insurance policies too! While we often associate spring cleaning with decluttering, it’s also an ideal time to review and update your coverage to ensure you’re properly protected. Why […]

National Preparedness Month, falls right in the middle of Hurricane Season. It serves as a crucial reminder of the importance of being prepared for any type of emergency or natural disaster. Whether it’s a natural disaster like a hurricane, flood, or wildfire, or a man-made crisis such as a cyber attack, having the right plan […]

Living in South Carolina so many perks! No matter where you reside you have access to stunning beaches, serene lakes, and various creeks that provide an ideal waterside view. While beautiful and stunning, these waterways have an underlying risk for most homeowners, the potential for flood damage. The standard homeowners’ insurance policy does not cover […]

You’ve heard the saying, ” risk & reward,” what about risk & restaurant. Owning a restaurant is a significant financial and emotional investment. According to statistics the turn around on restaurant investment is five years. That is why when a risk in the restaurant occurs it can be quite costly.  Anything from food spoilage, employee […]

Congratulations, you’re married! Now what? It’s time to discuss merging finances, auto  policies, and, LET’S TALK ABOUT LIFE INSURANCE. While the conversation regarding life insurance can be intimating, remember that this policy is nothing more than a safety net for your future. It’s just another part of the planning process for what may come. Life […]

Auto Insurance premiums are becoming a significant expense for many people. There are several reasons for the increase in auto rates but there are also several ways to save money. RATES! Several factors determine auto rates. Young drivers statistically run the odds of being involved in an accident. The simple fact is that if you have a […]

Insurance rates are on the rise for both home and auto policies. It’s time to schedule an insurance review with your insurance agent and discuss discounts available to you. According to “insurance.com,” the average multi line discount can save you up to 15%. Different insurance carriers have a variety of discounts available. Find one that […]