If you rent your home, whether it is an apartment, house, condo, or duplex, a renters insurance policy will help protect your space and possessions. A renters policy protects you in unfortunate situations where you are effected by fire, theft, water damage, and other circumstances beyond your control.
Renters policies in South Carolina usually provide coverage for items and situations which include:
- Personal Property – like your furniture, electronics, and clothing.
- Personal Liability – in the event that someone is injured.
- Damage to Your Apartment – if the damage is caused by a covered loss.
You can’t rely on your landlord’s insurance to cover your valuables — rental property insurance covers the building structure but not your personal property. Whether you are at home or away, renters insurance can protect you from mishaps. Because it provides coverage for your own items, damages, and other people’s injuries, you can feel confident that you will be protected.
You may have questions regarding how much insurance you should purchase, or what a policy will actually cover. Our friendly agents are happy to walk you through your options, and provide you with renters coverage that you are comfortable with and confident in. Call Schirmer Insurance Group, LLC at 843-881-4707 today.